Will Insurance Cover a Paternity Test?
Does medicaid cover paternity testing?
No, Medicaid, Medicare, or other health insurance plans do not cover paternity testing because it is not considered a medical procedure. However, a DNA paternity test—whether for legal or non-legal purposes—can still be performed by paying out-of-pocket or through a court order.
Why is paternity testing not covered by health insurance?
Health and medical insurance companies cover issues related to health. Paternity testing, however, is used to establish the biological relationship between a father and child, which is considered a legal or social matter rather than a medical one. Common reasons for paternity testing include:
- Child support
- Child custody
- Adding a father’s name to a child’s birth certificate
- Immigrant visa/Consular Report of Birth Abroad (CRBA) Issuance
- Peace of mind
- Social Security benefits
Does insurance cover DNA testing?
DNA testing related to medical or genetic conditions that affect your health may be covered by insurance. However, relationship DNA tests—such as paternity, sibling, or grandparent testing—are not covered by medical or health insurance providers.
Note: We recommend contacting your health insurance representative to ask about any possible policy updates that may include paternity testing in the future. If insurance companies begin covering paternity testing, reimbursement for out-of-pocket costs would come directly from your insurer. Secure DNA does not directly accept insurance.
Frequently Asked Questions
How much does DNA paternity testing cost?
Our paternity tests start at $199.99. Here are the options available:
- At-Home Paternity Test Kit – Pricing starts $199.99
Easy, private, and accurate. [Learn more] - Legal Paternity Test – Pricing Starts $350.00
Court-admissible results. Testing is performed by our AABB-accredited partner, ensuring acceptance by family courts and state agencies nationwide. [Learn more] - Invasive Prenatal Paternity Test – Pricing Starts $850.00
Requires your OBGYN’s involvement for sample collection.- Chorionic Villus Sampling (CVS): Weeks 10–13
- Amniocentesis: Weeks 15–20
Note: This test can only be performed during these timeframes due to medical risk factors.
Call 888-970-4211 to schedule an appointment or order your home test kit today.
Non-Invasive Prenatal Paternity Test
Currently, Secure DNA does not offer non-invasive prenatal paternity testing.
Does medicaid cover DNA testing?
No. Medicaid does DNA relationship Testing. As stated earlier insurance companies do view paternity testing or related relationship test as a health condition.
Does insurance cover paternity testing while pregnant?
No. Prenatal paternity testing is not covered by insurance. Depending on the type of prenatal test, such as invasive prenatal paternity testing, the procedure can be performed during specific gestational periods:
- Chorionic Villus Sampling (CVS): Weeks 10-13 Amniocentesis: Weeks 15-20
- An OB-GYN must participate in both procedures, and their portion of the process is typically covered by medical or health insurance. However, the paternity testing component itself remains an out-of-pocket expense.
We recommend that you consult your OB-GYN regarding:
- Your specific insurance coverage
- The possibilities of performing an invasive prenatal paternity test
- Alternative non-invasive testing options
- Associated costs and medical considerations
Understanding the distinction between medical procedure coverage and paternity testing costs is essential for making informed decisions about prenatal testing options.
Does the government pay for paternity testing?
Government agencies may cover the cost of paternity testing through state child support programs or, in some cases, by court order. However, in most situations, legal paternity testing is an out-of-pocket expense that the alleged father and mother are responsible for coordinating themselves.